NEXT GENERATION BANKING

Digital Banking Platform

The Digital Banking Platform comprises of multiple modules powering various products with its robust and cutting-edge tech stack. Microservices driven platform helps to configure and enhance products in an ever evolving ecosystem.

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Platform Features

LOS

Streamline and automate your loan process with Loan Origination Platform

LMS

Configure any loan product & loan servicing modules

Collections

Streamline and automate your loan servicing and collection process

Identity

Real-time customer verification

APIs

Consume pre-integrated banking rich APIs

LowCode

Quick GTM with low-code
components

BRE

AI/ML based BRE(Business Rule Engine) for quick decisioning

Workflow

Configure products using the
workflow

Analytics

Data Analytics & dashboards for users

Platform Module Details

HIGHLY CONFIGURABLE FLOWS FOR VARIOUS PRODUCTS

LOS

The Loan Origination System (LOS) module helps clients to streamline and automate the loan origination process utilizing a highly configurable workflow engine called Business Rule Engine (BRE) and a flexible low-code framework.

The LOS comes with a rich set of pre-built connectors that can be seamlessly integrated reducing the delivery time to weeks instead of months.

COMPREHENSIVE LMS POWERING VARIOUS LOAN PRODUCTS

LMS

The Loan Management System (LMS) module helps clients to configure, manage and service various loan products. The LMS comes with an integrated solution for managing collections, including automated reminders, payment plans, and other strategies for addressing delinquent loans.

The microservices-driven architecture helps cater to different segments of customers with different loan products as per the borrower's requirement.

CONFIGURABLE WORKFLOWS TO IMPROVE COLLECTIONS

Collection

The Collection module enables clients to automate collection and loan servicing for Business Users and Channel partners by leveraging new-age APIs with integrated payment solutions.

Clients can create their own collection rules using the workflow engine allowing complete control over the process.

AADHAAR/VCIP/OTP KYC, E-SIGN, E-NACH, DOC SIGNING

Identity

The Identity module enables clients to implement real-time verification with the help of APIs. The module can be utilized for both customer and channel agent verification.

The API suite includes Aadhar verification, PAN validation, OTP validation, E-sign and many more.

RICH SET OF FINANCIAL PLATFORM APIS

APIs

The API suite helps clients create new or modify their workflows and integrate their systems and interfaces with ease and speed.

Platform comes pre-integrated with several verification APIs such as PAN, GST, Face auth, Aadhaar, Driver’s License, Digilocker, Bureau etc. A marketplace of APIs allows you to speed up integrations for quick time to market

POWERFUL LOWCODE PLATFORM FOR RAPID GO-TO-MARKET

LowCode

The Low-Code Platform engine empowers clients to make changes or enhancements to their business flows without writing a single line of code utilizing the simple drag-and-drop functionality.

FLEXIBLE RULE ENGINE TO CONFIGURE FINANCIAL PRODUCTS

BRE

The Business Rule Engine (BRE) enables clients to automate their credit decisioning. Using Simple rules in the BRE engine, clients can change credit policies without changing code to improve their underwriting capabilities.

RECONFIGURE YOUR PRODUCT JOURNEYS ON THE FLY

WorkFlow

The Workflow engine enables clients to use a pre-integrated APIs-based UI layer to create multiple loan journeys or sub-processes with ease.

Our BPMN compliant workflow engine can automate many of the tasks involved in loan origination, such as routing applications for approval and tracking the status of each loan. This can help streamline the process and reduce the need for manual intervention and better regulatory compliance.

ANALYSE AND CREATE DASHBOARDS WITH MULTIPLE DATA SETS

Analytics

The Analytics suite enables clients to create interactive dashboards by writing simple SQL queries for various user segments from channel partners to customers. The entire journey can be visualized as per the business requirements.

Accelerate your Digital Banking Journey Today!

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