Turn bank statements, financial statements, ITR & AIS and GST filings into a connected financial picture with Trustt. Reveal income patterns, cash flow, liabilities and inconsistencies through structured insights—helping your credit teams spend less time on manual analysis and more time on informed borrower assessment.
Explore the borrower’s finances from four complementary perspectives. Trustt turns statements and filings into structured insights that help your teams understand financial performance and assess repayment capacity.
Understand how money moves. Analyse transactions, income patterns, balances and repayment obligations to assess the borrower’s cash flow.
Choose an analyser to explore how Trustt turns financial documents into insights for your credit assessment.
Upload bank statements for the required period and accounts.
Read transaction details and categorise income, expenses, EMIs and other credits and debits.
Evaluate cash-flow patterns, balance trends and repayment obligations. Flag suspicious transactions and potential statement tampering for review.
Receive transaction-level analysis and financial summaries to support borrower assessment.
Look deeper into business performance. Evaluate balance sheets, profit and loss statements and cash-flow reports for insights into profitability, liquidity and financial obligations.
Choose an analyser to explore how Trustt turns financial documents into insights for your credit assessment.
Upload balance sheets, profit and loss statements and cash-flow reports.
Organise revenue, expenses, assets, liabilities and other financial figures into structured data.
Calculate financial ratios and assess profitability, liquidity and debt-servicing capacity. Flag reporting inconsistencies for review.
Receive financial summaries, ratio analysis and risk indicators to support business credit assessment.
Bring declared and reported income into focus. Analyse tax returns alongside Annual Information Statements to identify income sources and discrepancies that need review.
Choose an analyser to explore how Trustt turns financial documents into insights for your credit assessment.
Provide Income Tax Returns and Annual Information Statements for the required assessment years.
Capture income sources, deductions, tax details and reported financial activity.
Compare income declared in the ITR with information reported in the AIS. Flag mismatches and unusual financial activity for review.
Receive consolidated tax summaries and discrepancy alerts to support income assessment.
Understand the business behind the turnover. Analyse GST filings for revenue trends, filing consistency and insights that support business credit assessment.
Choose an analyser to explore how Trustt turns financial documents into insights for your credit assessment.
Provide GST filings or authorise consent-based retrieval through the supported integration.
Organise turnover, filing periods and relevant transaction details into structured data.
Evaluate revenue trends and filing consistency. Where supporting records are available, compare GST turnover with bank receipts and financial statements.
Receive turnover summaries, compliance indicators and reconciliation findings to support business assessment.
From how records arrive to how findings are shared, every capability helps your teams assess finances with more confidence.
See the analysers→Connect financial data from multiple sources to build a broader view of the borrower’s finances and reduce fragmented analysis.
Take your analysis into Excel for deeper review, internal discussions and reporting—giving your teams the flexibility to work with the findings.
Bring financial indicators together through Trustt’s scoring framework to help your teams compare borrower profiles and prioritise further assessment.
Submit financial records through supported file uploads and data channels, fitting analysis into the way your business collects information.
Flag potential document manipulation, suspicious activity and financial inconsistencies so your teams can investigate concerns before moving forward.
Integrate analysis into your existing applications through APIs or use the portal to submit records and review results.
A scanned statement, a hand-adjusted ePDF, an ITR that disagrees with the GST filing. Sandbox keys, your own files and a solution engineer on the call — then see what the analysers return.